Extension BannerSettling a property insurance claim

Rosemary K. Heins


Property owners carry homeowner’s insurance to protect themselves from loss when a disaster strikes.  Once the claim is being processed, don’t be in a hurry to settle your claim.  Often, people are so anxious to have their home restored after a disaster, they sign off on a settlement before damages are fully discovered.

Do not settle your claim until:

One last item of advice, contact a reputable and well-established firm or individual to have your damage repaired.  Sometimes undependable workers enter a damaged area, make cheap repairs and leave before the resident discovers the repair was inadequate.  Get recommendations and written contracts' for the work.

Don’t become a victim again.

Developed by Rosemary K. Heins, University of Minnesota Extension, 2/2010